“Hey Rob, thank you for continuing to highlight the insurance issues we’re having, like in yesterday’s commentary. Insurance companies are monitoring homes from the sky, and homeowners across the country have had their coverage ended due to aerial monitoring using drones, airplanes, and satellites. While we’re on “tech,” have you heard of ‘ActivTrak’?” Yup. It figures out your employee’s productivity and engagement by watching mouse & keyboard movements. Of course, there is software that simulates mouse movements that employees can purchase or download. It all turns into a game of cat and mouse! How long will it be until A.I. is capable of writing its own code, much faster and better than humans? Hey, I don’t need or want IT people writing like me, or sending my Commentary out when it isn’t me doing it, or faking politicians’ speeches, just because they can. I’d rather have computer scientists focused on… making it simpler to change my car clock when the time changes. Likewise, I don’t need biologists bringing back mammoths or dinosaurs, just because they can. But here’s something cool: the first tooth re-growing drug has begun tests. No more dentures?! Just in time for the Baby Boomers to need them.  Employment, transitions, & another industry vet’s retirement “Mega Capital continues to expand across the country by adding AEs along with operation staff to support the growth of the organization. In recent months we have rolled out our new broker platform mPOWERs to help with ease of use for the broker. We have added improvements to our Non QM platform with MGenius getting an upgrade to help assist brokers with their NON QM needs. On top of our great rates for conventional and government loas, we continue to improve our NON QM offerings. 3-month bank statement program, Assets utilization, and a refi with essentially a mortgage only rating needed. Our latest offering is our MVP program- $3M Loan amounts, FICO down to 660, 40 yr. I/O’s, transferred appraisals accepted, P&L with no bank statements required, 1099 program No tax return needed and the list goes on. Please contact your local AE or Mega Capital at 818 657 2600 to partner with us. Always looking for great talent to join the team. We are always looking to add sales talent, all AE’s especially those with the NON QM background, please reach out to Ed Darrow at 818 657 2600 x340.”